Hit 620 FICO and my landlord actually blinked

After 14 months of secured cards and disputing two old medical bills, my score finally crossed 620 last Tuesday. I applied for a townhome in Raleigh and the property manager said my history still worried them, but that number got me past the pre-screen. They asked for a bigger deposit instead of a flat no, which felt like a win honestly. Has anyone else found that specific cutoff opening doors even with past evictions on file?

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