Serious question, my mortgage balance finally dipped under $200k and I can't decide if that's a win or a trap

Charles Bailey · 2026-10-11T16:40:02.761444+00:00

Lived in my Grant Park house 11 years and it just crossed that line last week, but now I'm eyeing a HELOC and wondering if paying it down early was even smart. Did hitting a payoff number change your plans or just make you want to borrow again?

Vivisector

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Serious question, my mortgage balance finally dipped under $200k and I can't decide if that's a win or a trap | Atlanta Homeowners - Vivisector