Credit score jumped 87 points after I disputed a paid collection

Back in March I found a collection account on my report that I already paid off in 2022. I sent a simple dispute letter to Equifax with the payment receipt, and it took them about 5 weeks to remove it. My score went from 612 to 699, which got me approved for a small FHA loan in Toledo. Has anyone else gotten a paid collection removed that easily, or did I just get lucky with a lazy rep?

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evan54322d ago

That's really good timing on your part, most people would have just left it alone. Happy it worked out for you, that score jump had to feel great after waiting so long.