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My credit score jumped 40 points after I fixed a single old address error
I was looking at my report from Credit Karma last month and saw my old apartment in Phoenix was still listed as current, even though I moved out three years ago. I filed a dispute online and it was gone in about two weeks. Has anyone else had a simple mistake like that hold their score back for so long?
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the_robin3h ago
That's awesome, but just to clarify, Credit Karma shows you a VantageScore, not the FICO score most lenders actually use. My FICO only moved like 10 points when I fixed a similar old employer listing. It's still a win, but the jump might be different depending on which score you check.
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olivia_lopez9852m ago
Yeah, that tracks. My credit journey is basically just me getting excited about a VantageScore jump, then checking my actual FICO and feeling like I got a participation trophy. Fixed an old address last month and celebrated a 40 point CK bump. The FICO move was so small I needed a magnifying glass to see it.
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