Pro tip: my sister said my $9 coffee budget line was fake savings, so I tracked every cup for 2 months and she was right
Turned out I was buying a $4 latte twice a week anyway, so I cut the at home beans and kept the lattes, and somehow I'm up $38 a month, has anyone else had a budget line that only looked good on paper?
Wait, so you cut the beans and kept the lattes and now you're saving money? That math only works if the beans were costing you more than $38 a month, which seems like a lot for home coffee unless you were buying fancy stuff. I'm not saying tracking is bad, but two months feels kinda short to call it a real win, you know? Your sister might've been right about the fake savings but that doesn't mean the new budget line is solid either. Seems like you just swapped one habit for another and got lucky with the numbers.