Two hundred saved color palettes? That's not a swipe file, that's a full library. I can't even imagine what your folders look like to keep that all sorted.
Curious about the mood sorting - how do you handle palettes that feel like they fit two moods at once? I've tried that before but kept running into conflicts where a warm palette could go in cozy or energetic. Your mileage may vary but I'd love to know what stops you from losing stuff in there.
The real test is how many you can actually name. I bet you could only describe about twenty of them without looking at the file. That's when a collection stops being a tool.