My aunt lost two hundred on a fake grant call before we froze her credit. @ross.christopher is right about the fees, but also check the sender's email. It's usually a weird jumble of letters, not a real .gov address. Filing a report with the FTC's website can sometimes help get a partial refund if you act fast.

Yeah, those universal belts are basically junk.

Trusting a cloud service with my password file feels like leaving the keys in the front door. I'll keep my USB drive and sleep better.

Lewis, your USB drive plan is solid until you forget which pocket you put it in, right?

That "sour candy" thing is so cute, my niece said my pickles tasted like fizzy cucumbers.